Terms of Use


To use the NIG Network Electronic Covernote generator you must abide by these terms and conditions and if you fail to comply with these terms and conditions of use or any subsequent related instructions from NIG in any way (whether deliberately, negligently or recklessly) you agree to indemnify NIG in full against any direct or indirect losses, liabilities, costs and expenses incurred by NIG as a result of your failure to comply with these terms and conditions.

  • You or your client are responsible for completing the MID database for all Motor Trade and all Fleet cases on which changes of vehicle are advised to us on a quarterly, half-yearly or annual declaration basis
  • Only use the system at the site where your NIG Network account is registered
  • Be logged on to the system with your own unique password as set up by your Broker Administrator
  • Not use somebody else's password
  • Only issue cover notes for risks that are acceptable to NIG and within the limits of your authority
  • Only issue cover notes for NIG policies to the policyholder shown on the cover note and in accordance with such instructions issued by NIG from time to time
  • Not give policyholders more than one copy of their cover note. Such copy to be provided in hard copy to the policyholder directly delivered by hand or sent in the post and not to be sent electronically. For the avoidance of doubt any cover note sent electronically shall be deemed not to be a valid certificate of insurance as this must be provide in hard copy format only
  • Collect the policyholder's copy when cancelling a cover note.
  • Not issue cover notes for fraudulent purposes
  • NIG reserves the right to withdraw this service immediately and without notice for any reason
Following the recent acquisition of NIG, the underwriting of NIG policies will transfer during the course of 2024/25 from UK Insurance Limited to Royal & Sun Alliance Insurance Ltd. Please check your policy schedule to find out which entity has underwritten your policy:

NIG policies are underwritten by U K Insurance Limited, Registered office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England and Wales No 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Calls may be recorded.

NIG policies are underwritten by Royal & Sun Alliance Insurance Ltd (No.93792). Registered in England and Wales at St Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services reference number: 202323. Calls may be recorded & monitored.

The information on this website is provided by NIG for the exclusive use of brokers to inform brokers about NIG and assist brokers to advise their customers and/or potential customers about NIG products and should not be used for any other purpose.